Akurateco
Akurateco

Smart Failover Management

How Smart Failover Management Works

Transactions can fail for multiple reasons, including soft declines, network timeouts, PSP outages, and inconsistent status codes. When this happens, the failover engine activates automatically, evaluates the predefined routing rules, and retries the transaction through the most promising backup channels to restore continuity. Typical use cases of smart failover management include ecommerce checkouts, iGaming payments, recurring billing, and digital services requiring ongoing reliability.

Akurateco offers a built-in smart routing engine that identifies backup options and sends transactions to payment providers most likely to approve them. If one payment provider declines a payment, a cascading technology redirects it to another for successful completion. As a result, failover simply operates in the background with minimal effort from developers.

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Why Smart Failover Management Matters for Your Business

Even brief provider downtime can cause conversion drops and customer churn. Smart failover management is a core resilience capability that safeguards revenue when PSPs, networks, or issuers become unstable. By automatically redirecting failed transactions through the most robust available routes, it protects approvals, customer experience, and operational continuity. This is especially important for scaling businesses.

Akurateco’s white-label solutions support automated failover management functions by offering smart routing, cascading, integrations with over 600 PSPs, customizable rules to adapt to local preferences, strong security and performance monitoring, transparent pricing, and long-term support through a single API. This ensures business resilience, improved approvals, and optimized operational cost efficiency.

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Wrapping Up / Final Notes

Smart failover management protects revenue by ensuring transaction retries succeed across multiple routes. With white-label flexibility and enterprise-grade routing and cascading capabilities, Akurateco helps businesses build a scalable payment platform without complexity and access a reliable redundancy without added complexity.

  • Add payment methods instantly without developing new integrations.
  • Benefit from built-in fraud protection, smart transaction routing, and reconciliation capabilities.
  • Avoid regulatory burdens, as the main gateway will take care of compliance.

Related Terms / Services

Fallback

Retry Logic

Load Balancing

Smart Failover Management

Decline Reason Management

Approval Rate

Authorization Rate

Payment Conversion Rate

API

Payment orchestration platform

White-label payment gateway

FAQ

How does smart failover help increase approvals?

It redirects failed transactions to more suitable alternative providers or methods to keep the flow uninterrupted. Akurateco automates this with smart routing and cascading to improve conversion rates.

What triggers smart failover?

PSP downtime, network instability, soft declines, or inconsistent status codes. Akurateco’s failover management features detect failures instantly and retry transactions through predefined backup routes and rules.

Can I integrate smart failover with my existing setup?

Yes. With Akurateco’s cloud-based, open-source architecture, these businesses don’t need to build their own failover logic or maintain separate infrastructure

Can smart failover reduce customer drop-off?

Yes. In Akurateco’s solutions, automatic intelligent retries prevent failed payments from disrupting the checkout process, helping merchants maintain customer trust and reduce abandonment.

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