Akurateco
Akurateco

Authorization rate

How Authorization Rate Works

Authorization rate is calculated as the number of authorizations returned by a provider divided by the total payment attempts in a given period. Drops often come from authentication friction, technical errors, or route issues rather than customer intent.

Within Akurateco’s customizable infrastructure, optimization is applied in real time using transaction data and routing methods, all handled in one system with centralized management and scalable capabilities. As a result, each payment is routed along the best available path, failures can automatically switch to an alternative direction, and performance stays consistent across providers, while you control the rules and see the outcomes in one place.

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Why Authorization Rate Matters for Your Business

A higher authorization rate means fewer failed payment attempts and more stable checkout performance. It improves reliability when provider performance changes across regions and payment methods. Also, it reduces support load by cutting down on technical failures and timeouts. On the whole, better authorization performance helps keep revenue from your services predictable as volumes grow.

Akurateco improves authorization performance with secure, encrypted transactions, multi-currency support, scalable infrastructure, and easy API integration. Within an open-source solution, teams can apply consistent intelligent routing and monitoring across providers from one platform. In addition, businesses can reduce operational costs and keep pricing more predictable while building new payment flows without needing extra developers to rebuild integrations.

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Wrapping Up / Final Note

Authorization rate shows how often payment attempts reach the issuer for a decision. For businesses, it’s an essential metric, since higher rates mean fewer failed checkouts and more revenue from the same traffic.

Akurateco helps merchants raise authorization rate by routing each transaction to the best-performing provider, switching routes on failures via cascading/failover, and tracking results centrally so the same optimization rules work across markets in one platform.

  • Add payment methods quickly without multiplying integrations.
  • Improve resilience with routing and cascading logic.
  • Keep operations consistent through one orchestration layer.

Related Terms / Services

Approval rate

Payment conversion rate

Decline reason management

Retry logic

Fallback

Smart failover management

3DS payment gateway

API

White-label payment gateway

Payment orchestration platform

FAQ

What’s the difference between authorization rate and approval rate?

Authorization rate measures how many attempts reach authorization, while approval rate measures how many of those authorizations are approved. Akurateco’s orchestration engine helps teams track both across providers in one place, so it’s clear whether losses come from the flow or from issuer decisions.

What usually lowers authorization rate?

It drops when payments don’t reliably reach the issuer due to authentication friction, unstable routes, provider errors, or timeouts. Akurateco helps by centralizing routing and failover across multiple PSPs, improving reliability and visibility.

How do I improve authorization rate without adding risk?

Use controlled routing, monitored failover, and rule-based retries only for recoverable cases. Akurateco supports this through a single orchestration layer that manages rules and performance consistently across markets and providers, helping teams build resilient payment operations over time.

Improve authorization performance across providers with Akurateco's orchestration engine

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