January at Akurateco was all about strengthening the foundation for scalable growth and preparing the platform for the next wave of intelligent automation. 🚀 Throughout the month, we focused on improving core payment flows, enhancing orchestration logic, and refining configuration and control across key platform modules.
We rolled out updates that improved transaction stability, routing flexibility, and payout reliability, while continuing to optimize recurring operations and refund handling. Behind the scenes, we also worked on performance tuning and architectural improvements to support higher loads and more complex payment scenarios.
February will build on this momentum with expanded automation capabilities, deeper analytics, and new expert-driven content focused on real-world payment challenges and AI-powered orchestration.
More updates coming soon stay with us!
Features & Updates
Platform Update: Wallet Expansion, Smarter Routing, and Deeper Payment Intelligence
We’ve released a new set of platform updates focused on improving payment flexibility, transparency, and decision-making across live environments. This release strengthens digital wallet support, simplifies API behavior, enhances routing and risk controls, and adds clearer analytics for authorization performance.
Digital wallets & connector enhancements
We expanded digital wallet capabilities across several live connectors:
- ProCardPays now supports Apple Pay, with Google Pay compatibility verified, enabling broader wallet acceptance for card-based flows.
- Getmondo.co has been extended with Apple Pay method integration, allowing wallet payments on an additional acquiring rail.
- YowPay connector has been integrated directly into the live environment (no sandbox), expanding wallet-ready infrastructure for production traffic.
In addition to wallet expansion, we introduced recurring payment support for digital wallets across supported connectors. This enables subscription and repeat-payment scenarios where previously only one-time wallet payments were possible.
Together, these updates allow merchants to accept wallet payments more broadly while supporting long-term billing models on the same payment rails.
Core API improvements & transaction transparency
Several updates focused on making API behavior more predictable and merchant-friendly across all connectors:
- Improved refund response messages
Refund-related API responses now return clearer, user-friendly messages for some of the important use cases, helping merchants better understand request outcomes and reduce reconciliation confusion.
- Unified S2S APM endpoint
All S2S APM actions are now consolidated under a single /post endpoint, eliminating ambiguity around endpoint selection and simplifying integration logic.
- Expanded callback data for S2S card flows
Merchants can now receive richer, customizable data in callback responses, improving downstream processing, reconciliation, and internal reporting.
- Amount adjustment via callback/check
For scenarios where the final charged amount is determined on the connector side, the platform now supports updating the transaction amount based on callback data. This ensures accurate settlement, reporting, and financial consistency.
Smarter routing & risk controls
Routing and protection logic has been further strengthened, including for newly added and updated connectors such as Vimapay:
- Advanced routing conditions
Routing rules can now be defined based on card attributes such as card type and level.
- New antifraud protection rule
A configurable antifraud rule automatically blocks a card for a defined period after multiple consecutive declines. This reduces suspicious retry traffic, protects merchant reputation, and minimizes potential penalties from acquirers.
Authorization rate analytics & visibility
To support faster decision-making and performance optimization, we introduced new authorization analytics available in live mode:
- Automatic BIN-based authorization rate calculation
BIN data is now pulled automatically, with authorization rates calculated in real time.
- Authorization rate visualization widget
A dedicated widget allows merchants and sales teams to analyze approval ratios by BIN, quickly identify underperforming segments, and adjust routing strategies to improve authorization performance.
These updates deliver tangible improvements across the payment lifecycle: broader wallet acceptance, support for recurring wallet payments, clearer refund handling, simplified APIs, smarter routing, stronger fraud protection, and real-time visibility into authorization performance. Together, they provide a more stable, transparent, and scalable payment experience designed for growth in complex, multi-rail environments
What Else is New?
🔹 Strategic Partnership: Akurateco × Aquanow Crypto payments are moving from experimentation to core infrastructure. Akurateco partnered with Aquanow to connect traditional payment ecosystems with institutional-grade crypto liquidity. This collaboration enables faster, more secure, and scalable crypto payment operations by bridging modern payment rails with digital assets.
🔹 Industry Insight: What Drives Fintech Conversations Today
We analyzed 200+ LinkedIn posts from leading fintech influencers to understand where the industry’s attention is really going. Nearly 50% of visible discussions focus on payments, with the rest split across AI, compliance, and infrastructure. The snapshot highlights key topics, momentum, and emerging priorities shaping fintech narratives into next year. 👇 Full breakdown available to download
🔹 Curated List: Top Payments & Fintech Media to Follow in 2026
Payments are no longer just infrastructure they’re strategy. We curated a list of trusted payments and fintech media outlets worth following to stay ahead of trends in orchestration, regulation, fraud, AI, and how money actually moves across markets. 👉 Who else should be on this list?
🔹 Event Recap: ICE Barcelona
The Akurateco team wrapped up an intense and productive week at ICE, filled with meaningful conversations, market insights, and discussions about where payments and fintech are heading next. Events like this reinforce how fast the industry evolves and why staying close to partners, clients, and real market signals matters.
🔹 Year in Review: Akurateco 2025
2025 was a year of execution. No hype real progress. Together with clients and partners, we delivered measurable results in payment orchestration: smarter routing, deeper analytics, scalable integrations, and stronger performance at scale. 70+ new integrations, 600+ providers, reduced latency, and long-term trust at the core.
🔹 Thought Leadership: Payment Gateways as Decision Engines
Payment gateways are no longer backend plumbing. They are decision engines that directly impact conversion, cost, and risk. Modern gateways don’t just process transactions they route, retry, recover, and optimize outcomes in real time. In an AI-driven payments landscape, owning the orchestration logic matters more than owning the brand.
🔹 Expert Perspective: White-Label Gateways & Revenue Optimization
As commerce scales across platforms and regions, gateways are evolving into revenue optimization layers. White-label payment cores allow PSPs and platforms to balance acceptance, cost, and risk at scale but not all solutions are built equally. The difference lies in orchestration depth, automation logic, and performance optimization.
🔹 Events & Community
We actively participate in major fintech and payments events across Europe, engaging with partners, clients, and industry leaders. In addition, we host focused webinars on payment orchestration, AI-driven payments, and infrastructure trends. 🎥 Webinar recordings are available upon request.
Want to read something interesting? Welcome to our blog!
🔹 How the Payment Settlement Process Works: Steps, Timelines, and Settlement Reports
🔹 White-Label Fintech Accelerate or Limit Your Growth?
