Akurateco
Akurateco

White Label Fintech Solutions

Akurateco delivers the payments module of a white-label fintech stack: a branded payment gateway, orchestration, and merchant management on top of 700+ acquirers, banks and payment methods. We do not provide accounts, card issuing or wallets. You launch and run payment services under your brand – not a bank.

White Label Fintech Solutions

TL;DR

Scope:

Branded payment gateway, routing and cascading, merchant management, billing, fraud tools.

Built for:

PSPs, acquiring banks and financial institutions, ISOs and payment resellers, SaaS platforms and marketplaces.

Deployment:

SaaS, on-premises or cloud-agnostic – you choose who runs the infrastructure.

Time to launch:

5 business days with pre-integrated connectors.

Not included:

Accounts, IBANs, card issuing, wallets.

Who launches payment services with Akurateco

Payment service providers

Launch a branded gateway with your own acquirers, routing rules and merchant portal with white-label gateway for PSPs.

Acquiring banks & financial institutions

Offer merchant self-onboarding, branded payment pages, settlements and anti-fraud under your brand.

ISOs & payment resellers

Resell payment acceptance under your brand with a merchant management system and revenue-share reporting

SaaS platforms & marketplaces

Add branded payment acceptance and payouts inside your product without becoming a processor.

Not a fit for launching a neobank, e-wallet or card programme – those run on a banking or issuing platform, which Akurateco does not provide

What the payments module includes

Fourteen components around one white-label payment gateway. Every one of them carries your brand.

Components of Akurateco's white-label payment gateway: routing, merchant management, fraud protection, billing, chargebacks, alternative payment methods
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Alternative & Flexible Payment Options

Accept APMs, domestic schemes, mobile wallets and more under your brand.

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Intelligent Payment Routing & Retries

Boost approval rates with smart transaction routing and automated retry logic.

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Robust Fraud Prevention & Chargeback Management

Protect your business with built-in fraud prevention and risk management tools. Minimize revenue loss with automated chargeback alerts.

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700+ Global and Local Payment Integrations

Instantly access a wide range of ready-to-use payment providers and banks to expand your reach.

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Smart Billing & Subscription Management

Simplify recurring payments with automated billing, flexible subscription plans, and revenue optimization tools.

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Fully Customizable Payment Page

Deliver a frictionless checkout experience that maximizes conversion rates and adapts to every customer’s needs.

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Real-Time Payment Analytics

Make data-driven decisions with built-in reporting and real-time transaction monitoring.

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Merchant Self-Onboarding

Speed up the onboarding process by letting merchants automatically onboard themselves, reducing manual work and time to go live.

See the platform under your brand

Where Akurateco sits in a white-label fintech stack

Layer:

Payment acceptance & orchestration

What it does:

Accepts, routes and cascades transactions across acquirers and APMs 

With Akurateco

Akurateco —700+ connectors

Layer:

Merchant management

What it does:

Onboards merchants, sets fees, reports, handles chargebacks 

With Akurateco

Akurateco

Layer:

Accounts & IBANs 

What it does:

Holds client money 

With Akurateco

Via your bank or BaaS partner 

Layer:

Card issuing

What it does:

Issues debit or prepaid cards

With Akurateco

Via your issuing partner 

Layer:

E-wallets (stored balances)

What it does:

Stores balances for end users

With Akurateco

Not provided — mobile wallets are supported as a payment method 

A white-label fintech platform is the operating system of financial services; the payment gateway is its acceptance component. Akurateco is that component, built to run as a standalone payment business.

Deployment options

Who runs the infrastructure

SaaS:

Akurateco

On-premises:

You, in your data centre

Cloud-agnostic:

You, in AWS, Azure, Oracle or the cloud of your choice
Payment data location

SaaS:

Akurateco environment

On-premises:

Your environment

Cloud-agnostic:

Your cloud tenant
PCI DSS scope

SaaS:

Akurateco Level 1

On-premises:

Your own certification, with Akurateco's support

Cloud-agnostic:

Your own certification; Akurateco supports the audit
Typical client

SaaS:

New PSP, ISO

On-premises:

Licensed institution with data-residency rules

Cloud-agnostic:

PSP with its own DevOps team
Time to launch

SaaS:

5 business days

On-premises:

2–3 months

Cloud-agnostic:

1–2 months

How our white-label fintech platform fits your setup

Why Akurateco?

Wondering if our white-label fintech solution is the right fit? Here’s why it stands out:

Built on Decades of Payment Expertise

Built on Decades of Payment Expertise

Founded by payment operators with over 20 years in acquiring and gateway operations. The platform was built to run a payment business, then offered as white-label software.

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Flexible Deployment Options

Flexible Deployment Options

SaaS, on-premises or cloud-agnostic – see the comparison above.

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Full Regulatory Compliance

Full Regulatory Compliance

Akurateco is PCI DSS Level 1 certified and adheres to GDPR and other industry regulations, ensuring security and compliance at every step.

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Payment Team as a Service

Payment Team as a Service

Beyond traditional support, our dedicated team of payment experts is ready to solve complex challenges and help you optimize your payment strategy.

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Tailored Features and Integrations

Tailored Features and Integrations

We build custom integrations on demand and continuously evolve our platform to meet your unique business goals and technical requirements.

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Payment providers that launched on Akurateco

Real examples of PSPs and financial institutions that launched, scaled and optimized payment operations under their own brand.

4 min
Business type: PSP
Target geo: Worldwide
How MontyPay Scaled a Payment Business Across MENA, Africa, and Asia

MontyPay is a global payment technology and services provider across MENA, Africa, and Asia and the fintech arm of the Monty Mobile telecommunications group.

Explore
5 min
Business type: PSP
Target geo: Middle East
How Dinero Pay Transformed Mobile Payments in Saudi Arabia

Dinero Pay is a dynamic payment service provider based in Saudi Arabia licensed to provide financial services.

Explore
5 min
Business type: PSP
Target geo: Middle East
How Akurateco Empowered TESS to Scale and Comply in Qatar’s Regulated Market

TESS Payments is a dynamic MENA payment service provider trusted by industry leaders, including Qatar Fintech Hub, Doha Bank, QNB, and QDB.

Explore
4 min
Business type: Processing center
Target geo: Asia
How Akurateco Implemented Apple Pay and Google Pay for AzeriCard

AzeriCard is a leading processing center in Central Asia, certified by major international payment systems such as Visa and Mastercard.

Explore

Ready to launch payment services under your brand?

Let us show you what’s possible

White-Label Fintech Solutions FAQs

What are white-label solutions in fintech?

Pre-built financial software one company runs, and another sells under its own brand. The category spans four modules: accounts, card issuing, wallets and payment acceptance. Akurateco covers the payment-acceptance module – gateway, orchestration and merchant management – for companies that run payments as their business.

What is a white-label fintech platform, and who is a white-label fintech provider?

A platform is the full software stack a vendor licenses; a provider is the vendor that builds and maintains it. Akurateco is the provider of a payments-only platform: 700+, routing and cascading, merchant management, delivered as SaaS, on-premises or cloud-agnostic.A platform is the full software stack a vendor licenses; a provider is the vendor that builds and maintains it. Akurateco is the provider of a payments-only platform: 700+, routing and cascading, merchant management, delivered as SaaS, on-premises or cloud-agnostic.

How is a white-label payment solution different from white-label banking?

Banking platforms hold balances, issue cards and open accounts under a banking or EMI licence. A white-label payment solution accepts and routes transactions between merchants and acquirers; the licence stays with the acquirer or the PSP. See what a white-label payment gateway is in our guide.

What does Akurateco's white-label fintech solution include, and what does it not include?

Included: a branded gateway and payment pages, smart routing and retries, merchant onboarding and management, billing, fraud tools, chargeback management, analytics.
Not included: accounts, IBANs, card issuing, e-wallets and licensing.Included: a branded gateway and payment pages, smart routing and retries, merchant onboarding and management, billing, fraud tools, chargeback management, analytics. Not included: accounts, IBANs, card issuing, e-wallets and licensing.

Who is Akurateco's white-label fintech solution built for?

Payment service providers, acquiring banks and financial institutions, ISOs and payment resellers, and SaaS platforms or marketplaces that want to add branded payment acceptance. It is not built for launching a neobank or a wallet.Payment service providers, acquiring banks and financial institutions, ISOs and payment resellers, and SaaS platforms or marketplaces that want to add branded payment acceptance. It is not built for launching a neobank or a wallet.

Can I run Akurateco's white-label payment platform on my own infrastructure?

Yes. Akurateco is available as SaaS, on-premises in your data centre, or cloud-agnostic on AWS, Azure, Oracle, Google Cloud or another cloud. On-premises deployments keep payment data and PCI DSS scope within your environment.

How fast can I launch payment services with Akurateco's white-label solution?

It depends on your deployment option and integration needs. With SaaS, you can go live in as little as five business days from contract signing to your first live transaction, using pre-integrated connectors. Custom integrations may require additional time.

See Akurateco in action

Discover how we can tailor the platform to your business.

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