How Risk Scoring Works
A scoring model evaluates transaction data signals and outputs a risk result that can trigger allow, challenge, or block actions. Risk scoring is most effective when it’s applied consistently across payment methods, regions, and providers.
In Akurateco, risk scoring analyzes transaction data in real time and assigns a risk score using customizable rules, AI, and data analysis. Based on that score, the system can approve the transaction, reject it, or route it for further checks/investigation. This helps minimize losses while improving security without blocking legitimate payments unnecessarily.
Why Risk Scoring Matters for Your Business
Risk scoring reduces fraud losses while minimizing false declines that hurt revenue. It helps protect customer experience by challenging only higher-risk transactions. It can lower operational costs during early product building by preventing downstream chargebacks and manual reviews.
Akurateco helps teams build consistent risk rules across markets through one platform, so developers don’t have to maintain separate logic per provider. Akurateco provides modular fraud services and can be deployed with an open-source option for businesses that need more control.
Wrapping Up / Final Note
Risk scoring helps balance fraud prevention and revenue by turning risk signals into repeatable decisions.
Akurateco provides ready integrations that ensure consistent decisions across PSPs, with centralized monitoring functions, security controls, anti-fraud tools, and operational support.
- Add payment methods quickly without multiplying integrations.
- Improve resilience with routing and cascading logic.
- Keep operations consistent through one orchestration layer.
