Akurateco
Akurateco

Pay-by-Link

How Pay-by-Link Works

It starts when a merchant creates a secure payment link for a specific amount, currency, and purpose (for example, an invoice or one-time fee). The link is then sent via email, chat, or SMS. The customer opens it, completes the payment on the hosted page, and the merchant receives the final status plus transaction details for tracking and reconciliation.

Akurateco’s open-source, customizable infrastructure functions as a centralized decision layer between your business and multiple PSPs/acquirers. It creates a hosted payment flow in real time using transaction data and routing options to select the best provider, all controlled in one system with scalable capabilities. As a result, link payments remain consistent across markets and channels, while intelligent routing, failover, and monitoring remain centralized rather than being rebuilt per PSP.

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Why Pay-by-Link Matters for Your Business

Pay-by-Link lets you collect payments without a full website checkout, which is ideal for invoices, remote sales, and support-led payments. It reduces friction for one-time purchases because customers can pay straight from a message. It also improves operational speed by moving “pay now” into the channels your customers already use.

Akurateco includes Pay-by-Link as part of its orchestration platform, so teams can build consistent link-based flows across multiple providers from a single place. Developers don’t need to maintain separate pages or custom logic per processor for every payment Project. Akurateco adds rollout services, an open-source deployment route, predictable pricing, and strong security controls to keep payment operations scalable and reliable.

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Wrapping Up / Final Note

Pay-by-Link expands payment reach by enabling fast collections through everyday channels, while keeping payment operations controlled and trackable. 

Akurateco supports Pay-by-Link as one of the available options in its unified orchestration platform, combining secure link payments with intelligent routing, tokenization, and centralized monitoring across providers, so your team doesn’t need to build anything from scratchand avoid hefty development costs.

  • Add payment methods quickly without multiplying integrations.
  • Improve resilience with routing and cascading logic.
  • Keep operations consistent through one orchestration layer.

Related Terms / Services

Secure payment gateway

PCI DSS

Payment conversion rate

Frictionless payment flow

3DS payment gateway

API

White-label payment gateway

Payment orchestration platform

FAQ

When should I use Pay-by-Link instead of a full checkout?

Use it for invoices, remote sales, support-led payments, and B2B collections where you don’t need a cart flow. Akurateco centralizes link creation and status tracking so teams don’t manage payments across separate provider dashboards.

Can Pay-by-Link support subscriptions too?

Yes. Links can be used for one-time payments, while subscriptions typically use recurring billing. Akurateco supports both by combining Pay-by-Link with recurring payments and tokenization, including Apple Pay and Google Pay support.

Is Pay-by-Link secure?

It can be secure when links are controlled, monitored, and configured properly. Akurateco supports strong security controls and centralized monitoring, enabling teams to track status and reduce operational risk.

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