White-Label Solution for PSP

Q: How many payment methods and currencies can I offer to merchants?

Over 700+ integrations with acquirers, banks, and alternative payment methods and 200+ currencies are pre-integrated; custom integrations can be developed on request.

Launch your own payment service provider (PSP) without building a gateway

Akurateco’s white-label PSP solution is a turnkey, PCI DSS Level 1 certified payment platform that you rebrand and run as your own payment service provider: the platform supplies the gateway, routing, merchant management, billing, and risk tools; you own the merchant relationships, pricing, and brand.

It is built for launching or scaling your own PSP, not for choosing a PSP to accept payments.

One integration connects you to 700+ pre-integrated acquirers, banks, alternative payment methods, and risk-scoring providers.

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The Common Hurdles of Launching a PSP

High Development Costs

Problem

Building and maintaining a processing platform from scratch can cost $500,000-$1,000,000+.

Solution

Cut initial and ongoing expenses up to 90% with a white-label PSP solution: no platform build, no in-house payments engineering.

Long Time-to-Market

Problem

Designing, testing, certifying, and launching your own PSP typically takes 12 months or more.

Solution

Go live in 5 business days on a pre-built, PCI DSS Level 1 certified platform: branding, acquirer connections, and merchant onboarding are configured, not developed.

Lack of Integrations

Problem

Developing, testing, and deploying each new integration can take months.

Solution

Connect once and switch on 700+ pre-integrated acquirers, banks and alternative payment methods; each new market is a configuration, not a development project.

Who launches on Akurateco

New PSPs

Go to market under your own brand with acquirers, payment methods, and risk-monitoring tools already connected.

Existing PSPs

Migrate existing PSP to Akurateco from a legacy or vendor-locked gateway and add acquirers, methods, and markets without rebuilding.

Acquiring banks and financial institutions

Launch a PSP-style merchant service on the same platform, with your own acquiring in the routing.

ISOs and resellers

Run a branded merchant portal and pricing on top of the platform.

Start your PSP with a payment team that has launched 100+ PSPs

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What You Run on the Platform

Everything a PSP operates day-to-day is on one platform with 700+ integrations: merchant onboarding, a multi-level merchant hierarchy, routing, billing, risk and reporting, plus recurring payments and tokenised subscriptions for your merchants. How the pieces fit is explained in Akurateco’s guide to white-label payment gateways.

Intelligent Routing

Route each transaction to the best-performing acquirer and cascade declines to a backup acquirer to lift your merchants' approval rate.

Comprehensive Analytics

Gain insights, make the right decisions, and stay in full control over transaction flow.

Smart billing module

Set fixed and percentage fees, pricing tiers, and contract terms per merchant; invoicing and billing run automatically.

Risk management

Protect your merchants from fraud with an intelligent internal anti-fraud module and 3rd-party risk-scoring providers.

Merchant Management

Onboard, configure, and monitor sub-merchants in a multi-level account hierarchy with custom limits, pricing, and reporting.

See how PSPs launched and scaled on Akurateco

TESS Payments, Dinero Pay, MontyPay, PSP Platon, Azericard, and Complete Payment Systems run their payment services on Akurateco - read how each went live and what changed after migration.

Explore case studies

A system that is truly white-label

Everything within the payment system can be branded to match your company, from payment page and admin panel URLs to logos, buttons and reports. Branded payment page, white-label merchant portal, and admin panel run on your own domain; API documentation and reports are rebranded to your name, so your merchants never see Akurateco.

Payment team as a service

Every PSP on Akurateco gets a named payment team: acquirer selection, onboarding, routing, and fraud rules are set up with you, not left to you.

Acquirer Selection and Integration Support

Navigate the complexities of choosing and integrating with the right acquirers. We offer documentation reviews, expert recommendations, and insights on which acquirers to prioritize for best performance within your PSP.

Onboarding and Merchant Migration Assistance

Smoothly transition to our technology with our dedicated support, whether you're migrating existing merchants or setting up automated onboarding for new merchants. Benefit from our expertise in crafting effective merchant subscription forms for seamless integration into your interface.

Transaction Monitoring and Dispute Management

Ensure the integrity of your transaction flow with our proactive monitoring services. We swiftly identify anomalies, facilitating timely actions to manage disputes, chargebacks, and maintain a secure transaction environment.

Fraud Prevention Setup and Optimization

Leverage our built-in anti-fraud engine tailored to your PSP's specific needs. We assist in setting initial rules and continuously refining your fraud prevention measures for a secure, fraud-free payment experience.

Payment Routing Configuration

Optimize transaction efficiency with strategic payment routing. Our team aids in developing custom routing rules, ensuring smooth, cost-effective payment processes that cater to your merchants' unique needs.

Custom Development Consultation

Expand your PSP's capabilities with strategic third-party integrations. We provide in-depth analysis and recommendations on the most effective development strategies to enhance your platform's functionality.

How the launch works

Discovery

We map your target markets, acquirers, and merchant segments to a platform setup.

Branding and configuration

Your domain, payment page, merchant portal, pricing and user roles are configured.

Acquirer connection and testing

Chosen acquirers and payment methods are switched on and test transactions run in the sandbox.

Go-live

Your first merchants are onboarded, and your payment team stays on for routing, fraud, and monitoring.

Typical time from contract to first live transaction: 5 business days.

Flexible deployment options

Cloud: run the platform on Azure, Oracle Cloud, or AWS in the region your regulators and acquirers require.

Private cloud and on-premises: for banks and PSPs with data-residency mandates, Akurateco deploys the same platform in your own environment – see on-premises deployment by Akurateco.

What to check before you choose a white-label PSP solution

Acquirer-agnostic:

you can add, swap, and route between any acquirers – Akurateco is not a processor and does not lock you to its own acquiring.

True multi-tenancy:

sub-merchant accounts with their own fee structures, onboarding flow and reporting, not one merchant account shared by all.

Routing and cascading:

rules that send each transaction to the best acquirer and retry declines on a backup, with the results visible in analytics.

Licensing responsibility:

the platform is PCI DSS Level 1 certified; your PSP licence, AML/KYB policies and acquiring agreements remain yours - Akurateco's team helps you prepare for them.

What to check before you choose a white-label PSP solution

Note: If you need only card acceptance for a single merchant, a white-label PSP solution is more than you need.

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FAQ

How quickly can I launch a PSP with Akurateco?

That depends on your business needs. Most new PSPs go live in as little as 5 business days with our pre-built platform and fast onboarding.

Do I need my own development team to start?

No. Akurateco is ready to use out of the box. You can launch without a dedicated team and add customisations later if you wish.

How many payment methods and currencies can I offer to merchants?

Over 700+ integrations with acquirers, banks, and alternative payment methods and 200+ currencies are pre-integrated; custom integrations can be developed on request.

Is the platform scalable if my transaction volume grows?

Absolutely. Our architecture is built for high volumes and can be scaled quickly without service interruption.

Can I customize the platform with my own branding and pricing?

Yes. You can fully white-label the platform, set your own pricing plans, and brand the merchant portal as yours.

Does Akurateco handle PCI DSS and other compliance requirements?

Yes. We’re PCI DSS Level 1 certified and help you meet regional compliance requirements with secure infrastructure. The platform’s PCI DSS Level 1 certification covers the software and infrastructure Akurateco operates; your PSP licence, AML/KYB policies and acquiring agreements remain your responsibility, and our team helps you prepare for them.

Can I launch in multiple countries or regions at once?

Yes. Our global coverage and cloud-agnostic deployment let you expand to multiple markets while staying compliant locally. As of now, we operate in 60+ countries globally.

What is the difference between a white-label PSP solution and a white-label payment gateway?

A white-label payment gateway is the transaction layer (connections, routing, checkout); a white-label PSP solution adds what a PSP operates on top of it – merchant onboarding and management, billing, risk, and reporting – plus the payment team. Akurateco delivers both on one platform.

Can I bring my own acquirers, or am I limited to Akurateco's connectors?

Yes – the platform is acquirer-agnostic; use any of the 700+ pre-integrated acquirers and methods, add your own acquiring agreements, and route between them. Akurateco does not process transactions itself.

How is the white-label PSP solution priced?

Typically, there are three components: a one-time setup fee, a recurring platform subscription, and a per-transaction fee. The final price depends on your deployment model (SaaS or on-premises), the connectors you need, and your expected volume, so we calculate it per project after a short scoping call.