PayKings is a processing company that offers tailored payment solutions to enterprises, even those that are high-risk. Its team has expertise in handling industries, which are categorized as high-risk, such as e-commerce, gambling, CBD, and adult entertainment.

The platform provides a diverse range of processing services (banking card, e-check, ACH, etc.) for businesses that are more susceptible to chargebacks and fraud, often resulting in stricter payment processing requirements.

The company has been working since 2011, building partnerships with major eCommerce platforms. It is not recommended to use the service if your business is not categorized as risky to avoid extra expenditures.

Why choose the platform

High-risk merchant accounts often have a harder time getting approved for a merchant account, and when they do, they may be subject to stricter terms and contracts than traditional low-risk merchants. Due to the potential risks involved, processors may require longer contracts with more restrictive terms to protect themselves from potential financial losses or legal issues. Therefore, it’s essential for high-risk businesses to choose a payment processor carefully to ensure they find a provider that not only meets their specific needs but also offers fair and reasonable terms and contracts. Once a contract is signed, the merchant may be locked into that agreement for a multi-year period, making it difficult to switch to a different provider if they become unhappy with the service or fees. PayKings can help merchants to find themselves locked into a multi-year contract. PayKings offers flexible solutions at attractive terms and affordable fees, while white-label integration can help enterprises to build the brand and strengthen it. Merchants can also feel safe since the facility offers fair and reasonable terms and contracts.

PayKings highlights

The facility delivers access to a network including 20+ banks and PSPs. PayKings provides businesses with customizable payment terminals, including encrypted USB smart terminals that are EMV-capable, among others. They also offer eCommerce fraud protection and chargeback prevention services to help businesses mitigate risk.  The company stands out for its ability to provide personalized  solutions that are tailored to meet the specific requirements of each merchant. They spend much time getting to know their clients and their unique requirements. This helps them to better tailor their services and solutions to meet the specific needs and expectations of their clients. It demonstrates a commitment to providing personalized and high-quality service.

PayKings places a strong emphasis on delivering top-notch customer service. They have support teams that are accessible around the clock to help merchants with any challenges they encounter. PayKings also offers a user-friendly online portal enabling merchants to manage their payment processing activities, access reports, and view transaction history with ease.  

One of the benefits of using the service is its integration with Shopify, and popular shopping carts.

Some people prefer to use ACH as a method, which is used for direct bank transfers in the United States. Although it’s considered an older and slower form of payment processing, it’s much more affordable and particularly useful for recurring payments, such as subscriptions or memberships, as they can be set up easily. So, PayKings can help you attract this category of shoppers.

While the documentation may not be as comprehensive, it can still provide valuable insight for businesses considering the platform as their payment processing solution.


The company does not provide specific pricing information upfront. This is not due to a more customized approach, which is often required, and rates can vary depending on the merchant’s unique needs and risk profile. The platform works with different banks to find the best fit for each merchant. As a result, rates differ much. The platform also charges fees for early breach of the contract that vary from 300 to 500 USD.

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