Whitepaper

Digital Payments in LATAM

How startup and global PSPs can compete in a fast-growing, highly fragmented market

Inside Akurateco’s latest whitepaper:

Market fragmentation: Ten markets profiled rail by rail — Pix and Boleto, SPEI and OXXO, PSE, Nequi and Bre-B, Yape and Plin — and why there is no LATAM payment-method package you can enable once and reuse across the region.
The orchestration control layer: Where provider-specific logic belongs, how routing, cascading and failover are managed centrally, and why a provider timeout is not a confirmed payment failure.
Local risk at instant speed: Pix moved almost 80 billion transactions in 2025 and more than 7 billion in January 2026 alone — and why global fraud models misread local purchasing behaviour once funds move in real time.
Merchant ownership: How a white-label model keeps the merchant relationship while local partners supply acquiring, plus five questions to answer before assigning engineering resources to a market.

Thank you for your interest!

Inside Akurateco’s latest whitepaper:

Market fragmentation: Ten markets profiled rail by rail — Pix and Boleto, SPEI and OXXO, PSE, Nequi and Bre-B, Yape and Plin — and why there is no LATAM payment-method package you can enable once and reuse across the region.
The orchestration control layer: Where provider-specific logic belongs, how routing, cascading and failover are managed centrally, and why a provider timeout is not a confirmed payment failure.
Local risk at instant speed: Pix moved almost 80 billion transactions in 2025 and more than 7 billion in January 2026 alone — and why global fraud models misread local purchasing behaviour once funds move in real time.
Merchant ownership: How a white-label model keeps the merchant relationship while local partners supply acquiring, plus five questions to answer before assigning engineering resources to a market.